JPS6063675A - Transaction recording system - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to a transaction recording method for recording transactions in an automatic transaction device such as a dispensing machine in a financial institution.

[Technical background of the invention and its problems]

Conventionally, automatic transaction machines record transactions on journal paper. Although transaction records on no-year paper are easy to read because they are printed on paper, they tend to be easily tampered with, and there are problems with the reliability of the transaction records.

[Purpose of the invention]

This invention has been made in view of the above circumstances, and its purpose is to provide a transaction recording method that can significantly improve the reliability of transaction records.

[Summary of the invention]

This invention records transaction information on journal paper and also on a non-rewritable recording medium.

[Embodiments of the invention]

An embodiment of the present invention will be described below with reference to the drawings.

1 and 2 schematically show the configuration of an automatic payment device as an automatic transaction device according to the present invention.

That is, an abbreviated operating section 2 is formed on the front surface of the casing 1. A banknote outlet 3 from which disbursed banknotes are taken out is provided on the horizontal surface of the operating section 2, and a door 4 that can be opened and closed is provided in the banknote outlet 3.

Furthermore, a color CRT display section 5 with a built-in touch sensor is provided on the horizontal surface of the operation section 2 . This CRT display section 5 displays operation procedures and other information on the CRT screen using illustrations, characters, or words to guide the user, and also uses the display to display information such as passwords, amounts, account numbers, etc.
A so-called key operation is performed in which a touch sensor (not shown) detects this by pressing a display part corresponding to approval, confirmation, or cancellation of a transaction, and outputs a corresponding signal to the main control unit 10 described later. It is.

A card insertion lower into which an ID card 6 is inserted is still provided on the vertical surface of the operation section 2.

Further, a maintenance panel (not shown) is provided inside the rear door 1b of the main body 1, and a card insertion slot 9 into which the laser card 8 is inserted is provided therein.

Incidentally, inside the housing 1 is a main control section 10. which controls the entire system.
An ID card reader that accepts the inserted ID card 6 from the card insertion lower and reads account information such as a PIN and account number from the magnetic stripe section 11 on the XD card.
A write unit 11, a journal print unit 12 that prints on the journal, accepts the laser card 8 inserted from the card insertion slot 9, and records it in the journal of the main control unit 1o in the laser recording unit 27 on the laser card 8. a lede card read/write unit 13 that records data, reads data from the laser recording unit 27, and outputs it to the main control unit 10; a payout unit 14 that pays out banknotes of a specified amount to the banknote outlet 3; A customer service unit 15 constituted by the CR7 display section 5, a voice guidance unit 16 that provides audio guidance to customers through a speaker (not shown), an internal monitor 17 for staff, a floppy disk 18 in which all transaction data is stored, and a power supply section. 19 are provided. The main control unit 10 is connected to an external remote monitor 20 for use by staff.

The ID card read/write unit 11 is configured as shown in FIG. 3, for example. That is, the conveyor gas 2 that conveys the ID card 6 inserted from the card insertion slot 6
1 is provided.

On this conveyance path 21, rotatable conveyance rollers 2 are positioned so as to sandwich the ID card 6 from above and below when conveying it.
2 are provided in pairs.

The conveyance rollers 22 are provided along the conveyance path 21 at equal intervals. The distance between these transport rollers 22 in the transport direction is such that the distance from the center of one transport roller 22 to the center of an adjacent transport roller 22 is equal to the width of the card in the transport direction. Therefore, the ID card 6 can move smoothly on the transport path 21. This conveyance path 21 is defined by a conveyance guide 23. Further, on the conveyance guide 23, an I
A magnetic head 24 for recording and reading data on a magnetic stripe section (not shown) on the D card 6 is arranged.

As shown in FIG. 4, the laser card 8 is provided with a laser recording section 27 on its surface. The laser recording section 27
It has a structure coated with a metal layer such as tellurium or bismuth.

As shown in FIG. 5, the laser recording section 27 has a plurality of tracks 27. ...divided into 27 tracks each! Data is recorded every...

The laser card read/write unit 13 is constructed as shown in FIGS. 2 and 6.

That is, a conveyance path 31 is provided inside the card insertion slot 9 to convey the laser card 8 inserted therethrough. On this conveyance path 31, a plurality of conveyance roller pairs 34. ...is provided.

These conveyor roller pairs 34. ... are provided at regular intervals along the conveyance path 31. Each of these conveyor roller pairs 34. The interval provided in the conveyance direction is from the center of one conveyance roller pair 34 to the adjacent conveyance roller pair 3.
The distance to the center of the laser card 4 corresponds to the width of the laser card 8 in the transport direction. Therefore, the laser card 8 can move smoothly on the transport path 31. This conveyance path 31 is defined by a conveyance guide 35.

Further, on the conveyance guide 35, a reading/recording device 36 for recording and reading data on the laser recording section 27 on the laser card 8 is arranged.

As shown in FIG.
1, an amplifier 42, a binarization circuit 43, a laser driver 44, and the like. Suwachi, to optics.
The board 41 includes a semiconductor laser oscillator 45, a lens system 46, a beam splitter 47, a λ/4 plate 48, an objective lens 49, a condenser lens 50, and a photodetector that performs photoelectric conversion upon receiving reflected light from the laser recording section 27, for example. Photodiode 51
etc. have been detected. The output signal of the output sized photodiode 51 of the optical head 4 is supplied to a binarization circuit 43 via an amplifier 42. This binarization circuit 43 binarizes the supplied signal, and the binarized output, that is, the read output, is supplied to the main control section 10.

Further, the laser driver 44 forms pits in the laser recording section 27 by driving the laser oscillator 45 according to recording data supplied from the main control section 10. Therefore, the lede recording unit 27 records the same content as that recorded on the receipt when the user makes a transaction. The above optical head 4
1 beam light is applied to each track 27. of the laser recording section 27.・
...K, so that each track is faced sequentially.

Next, the transaction recording method of the present invention in such a configuration will be explained. First, the staff member inserts the laser card 8 into the card insertion slot 9 of a maintenance panel (not shown) in advance.

Then, the laser card 8 is taken into the laser card read/write section 13 by the operation of a moving mechanism (not shown), and corresponds to the reading/recording device 36.

In such a state, when a customer performs a withdrawal transaction, he or she first inserts the ID card 6 into the card insertion lower.

Then, the ID card 6 is transferred to the ID card read/write section 1.
1 and stored in the magnetic stripe f (not shown) is read out. And C.R.
The touch sensor on the T-display section 5 is used to enter transaction data, such as a personal identification number, transaction type, withdrawal amount, etc. Thereby, after checking the PIN number, the main control unit 10 controls the withdrawal unit 14 and the like according to the transaction data to perform transactions such as withdrawal processing.

During this withdrawal process, the transaction details from the main control unit 10 are not clear.
By being supplied to the null printer 12, the journal is printed, and furthermore, by being supplied to the laser card read/write unit 13, the transaction details from the main control unit 10 are recorded in the laser recording unit 27 in the laser card 8. recorded.

That is, the laser driver 44 causes the radar generator 45 to output a recording beam according to recording data supplied from the main controller 10. As a result, a bit corresponding to that beam is formed on the radar recording section 27.

Therefore, the contents of the radar recording section 27 on the laser card 8 are read by the above-mentioned reading/recording device 36 and displayed on the internal monitor 17 by an instruction from the staff member from the internal monitor 17 . Thereby, it can be determined whether the transaction record is correct or not, that is, whether or not it has been tampered with, based on the display and the printed contents of the receipt.

In the above embodiments, a REDECARD was used as the recording medium, but data was also recorded on an IC card medium equipped with an IC chip consisting of EEFROM or EPROM, but the data is not limited to this, and the data may be encrypted and recorded. It's okay. In this case, transaction protection performance is greatly improved.

〔Effect of the invention〕

As described in detail above, according to the present invention, it is possible to provide a transaction recording method that can significantly improve the reliability of transaction records.

[Brief explanation of drawings]

The drawings are only for explaining one embodiment of the present invention, and FIG. 1 is a perspective view showing the configuration of an automatic transaction device, and FIG.
3 is a cross-sectional view showing the structure of the ID card read/write section, FIG. 4 is a plan view showing the structure of the laser card, and FIG. 5 is a plan view showing the structure of the laser recording section.
FIG. 6 is a sectional view showing the structure of the laser card read/write section, and FIG. 7 is a cross-sectional view showing the structure of the reading/recording device 7...ID card, 8...Laser card (recording medium), 1θ...
Main control unit, 11... ID card read/write unit, 1
2... Journal print section, 13... Laser card read/write #14=-withdrawal unit, 27...
Laser recording section, 36...reading recorder, 41... optical head, 44... radar driver. Applicant's agent Patent attorney Takehiko Suzue Figure 1 Figure 2

Claims (3)

[Claims] (1) A transaction recording system for performing predetermined transactions, characterized in that the transaction information is recorded on journal paper and also includes means for recording on a non-rewritable recording medium. (2) The transaction recording method according to claim 1, wherein the recording medium is a laser quad. (3) The recording medium is EEPROM or EPROM
2. The transaction recording system according to claim 1, wherein the transaction recording system is an IC card provided with an IC chip consisting of: