JPS63664A - Transaction recording system - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

Detailed Description of the Invention [YA Ming's Technical Field] The present invention relates to a transaction recording method for recording transactions in an automatic transaction device that interacts with a withdrawal machine in a financial institution, for example.

[Technical background of the invention and its problems] Conventionally, automatic transaction devices record transactions on journal paper. Transaction records on this journal paper are printed on paper, so even though they are easily visible, they are easily tampered with, which poses a problem in terms of the reliability of the transaction records.

[Object of the Invention] This invention was developed in view of the above circumstances, and its purpose is to provide a transaction recording system that can significantly improve the reliability of transaction records.

[Summary of the Invention] In this invention, transaction information is recorded on journal paper and is also recorded on a non-rewritable recording medium.

[Embodiments of the Invention] Hereinafter, embodiments of the present invention will be described with reference to the drawings.

1 and 2 schematically show the configuration of an automatic payment device as an automatic transaction device according to the present invention.

That is, on the front surface of the casing 1, an abbreviated operating section 2 is formed. A banknote outlet 3 from which disbursed banknotes can be taken out is provided on the horizontal surface of the operating section 2, and a door 4 that can be opened and closed is provided in the banknote outlet 3. In addition, on the horizontal surface of the operation unit 2, there is a color CRT with a built-in touch sensor.
A display section 5 is provided. This CRT fi display part 5
Display operating procedures and other information on a CRT screen using illustrations, text, or text to guide users, and use the display to respond to requests such as passwords, amounts, account numbers, approval, confirmation, or cancellation of transactions, etc. When the display portion is pressed, a touch sensor (not shown) detects it, and a so-called key operation is performed in which a corresponding signal is output to the main control unit 10, which will be described later.

Further, a card insertion lower for inserting an ID card 6t is provided on the vertical surface of the operation section 2. Further, a maintenance panel (not shown) is provided inside the rear door 1b of the main body 1, and a card insertion slot 9 into which the laser card 8 is inserted.
is provided.

By the way, inside the housing 1 there is a main control section 10. which controls the entire system.
An ID card reader that accepts the ID card 6 inserted from the card insertion lower and reads account information such as a pin number and account number from the magnetic stripe section 11 on the ID card.
A write unit 11 , a journal print unit 12 that prints on the journal, accepts the laser card 8 inserted from the card insertion slot 9 , and records the information in the journal from the main control unit 10 in the radar recording unit 27 on the laser card 8 The laser card read/write unit 13 reads the data 1 of the radar recording unit 22 and outputs it to the main control unit 10, and the payout unit 13 outputs the specified amount of banknotes to the banknote output port 3. A unit 14, a customer service unit 15 consisting of the CRT display section 5, a voice guidance unit 16 that provides voice guidance to customers through a speaker (not shown), an internal monitor 17 for the staff, a floppy disk that stores all transaction data. 18. and a tiL source section 19 are provided. In addition, the above-mentioned monarchy@1 section 10 is connected to a remote monitor 20 for staff provided outside.

The ID card read/write unit 11 is configured as shown in FIG. 3, for example. That is, the conveyance slot 2 transports the ID card 6 inserted from the card insertion slot 6.
1 is provided. On this conveyance path 21, an ID card 6t is positioned so as to sandwich it from above and below when conveyed.
A plurality of rotatable transport rows 222 are kept in pairs.

The conveyance rollers 22 . . . are provided along the conveyance nozzle 21 at equal intervals. These transport rows 222
The distance provided in the conveyance direction is such that the distance from the center of one conveyance roller 22 to the center of an adjacent conveyance roller 22 has a width dimension in the card conveyance direction. Therefore, the ID card 6 can be smoothly moved on the transport arm 21.

This conveyance path 21 is defined by a conveyance guide 23. Further, an ID card 6 is placed on the conveyance guide 23.
A magnetic head 24 is arranged to record and read data to and from an upper magnetic stripe section (not shown).

As shown in FIG. 4, the laser card 8 is provided with a laser recording section 27 on its surface. The laser recording section 27
is coated with a metal film layer such as tellurium or bismuth.

As shown in FIG. 5, the laser recording section 27 is arranged parallel to the longitudinal direction of the laser card 8 into a plurality of tracks 271, so that data is recorded on each track 271. It has become.

The laser card read/write unit 13 is constructed as shown in FIGS. 2 and 6. That is, the laser card 8 inserted into the card insertion slot 9 is inserted into the card insertion slot 9.
A conveyance arm 31 is provided for conveying. On this conveyance path 31, a plurality of conveyance roller pairs 34. ...is provided. These conveyor roller pairs 34. ... are provided at equal intervals along the conveyance path 31. Each of these conveyor roller pairs 34.
The distance provided in the conveying direction of . ing. Therefore, the laser card 8
1 on t - Can move smoothly. This conveyance path 31 is defined by a conveyance guide 35.

Further, on the conveyance guide 35, a reading/recording device 36 for recording and reading data on the radar recording section 27 on the laser card 8 is arranged.

As shown in FIG. 7, the reading/recording device 36 has an optical head 41. It is composed of an amplifier 42, a binarization circuit 43, a laser driver 44, and the like. That is, the optical head 41 includes a semiconductor Rade oscillator 45, a lens system 46 . Beams/litter 47, λ/4 plate 48, objective lens 49,
Condensing lens 50° A photodetector that performs photoelectric conversion upon receiving reflected light from the laser recording section 27, such as a photodiode 5
1 has been detected. The output of the optical head 41 is the output of the shift diode 51.
The signal is supplied to the binarization circuit 43 via. This binarization circuit 43 binarizes the supplied signal, and its binarized output or read output is supplied to the main control section 10. Also,
The radar driver 44 drives the radar oscillator 45 according to the recording data supplied from the main control section 10, thereby causing the radar recording section 27 to form a pilaster.

Therefore, the ledger recorder 27 records the same content as that recorded on the receipt when the user makes a transaction. The beam light from the optical head 41 is transmitted to each track 27. By facing..., each track is faced sequentially.

Next, the transaction recording method of the present invention in such a configuration will be explained. First, the staff member first inserts the laser card 8tl into the card insertion slot 9 of the maintenance channel (not shown). Then, the laser card 8 is taken into the laser card read/write section 13 by the operation of a mobile device (not shown), and corresponds to the reading/recording device 36.

In such a state, when a customer performs a withdrawal transaction, he or she first inserts the ID card 6 into the card insertion lower.

Then, the ID card 6 is transferred to the ID card read/write section 1.
1 and stored on a magnetic stripe (not shown) is read out. And C.R.
The transaction data (#), transaction number, withdrawal amount, etc. are entered into the touch sensor on the T display section 5. Thereby, after checking the PIN number, the main control section 10 controls the withdrawal unit 14 and the like according to the transaction data to perform transactions such as withdrawal processing.

During this withdrawal process, the transaction details from the main control section 10 are supplied to the journal printer 12 to be printed in a journal, and the transaction details from the main control section 10 are also supplied to the laser card read/write section 13. As a result, it is recorded in the radar recording section 27 in the laser card 8. That is, the radar driver 44 causes the radar generator 45 to output a recording beam according to the recording data supplied from the main control section 10. As a result, pits corresponding to the beams are formed on the laser recording section 27.

Accordingly, the interior of the laser recording section 27 on the laser card 8 is read by the above-mentioned reading/recording device 36 and displayed on the internal monitor 17 by an instruction from the staff member from the internal monitor 17 . With this, it is possible to determine whether the transaction record is correct or not, that is, whether or not it has been tampered with, based on the optical display and the printed contents of the receipt.

In the above embodiment, a laser card was used as the recording medium, but an EEPROM 9 or an EPROM may also be used.
It is also possible to use an IC card equipped with an IC chip consisting of:

Further, although the data recorded on the receipt is recorded as is on the recording medium, the present invention is not limited to this, and the data may also be encoded and recorded. In this case, transaction protection performance is greatly improved.

[Effects of the Invention] As detailed above, according to the present invention, it is possible to provide a transaction recording method that can significantly improve the reliability of transaction records.

[Brief explanation of the drawing]

The drawings are for explaining one embodiment of this older brother, and FIG. 1 is a perspective view showing the configuration of the automatic transaction device, and FIG.
3 is a 1fr-diagram showing the structure of the ID card read/write section, FIG. 4 is a plan view showing the structure of the laser card, and FIG. 5 is a plan view showing the structure of the radar recording section. FIG. 6 is a sectional view showing the configuration of the laser card read/write section, and FIG. 7 is a diagram showing the configuration of the reading/recording device. 7... ID card, 8... Laser card (recording medium), 10... Main control section, 11... ID card read/write section, 12... Journal print u, is
”・Laser card read/write section, 14... Dispensing unit, 27... Radical recording section, 36... Reading/recording device, 41... Optical head, 44... Radical driver. Person's agent Patent attorney Takehiko Suzue Figure 1 Figure 2 Figure 4 Figure 5

Claims (3)

[Claims] (1) A transaction recording system for performing predetermined transactions, characterized in that the transaction information is recorded on journal paper and also includes means for recording on a non-rewritable recording medium. (2) The transaction recording system according to claim 1, wherein the recording medium is a laser card. (3) The recording medium is EEPROM or EPROM
2. The transaction recording system according to claim 1, wherein the transaction recording system is an IC card provided with an IC chip consisting of: