SE512748C2 - Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion - Google Patents

Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion

Info

Publication number
SE512748C2
SE512748C2 SE9701814A SE9701814A SE512748C2 SE 512748 C2 SE512748 C2 SE 512748C2 SE 9701814 A SE9701814 A SE 9701814A SE 9701814 A SE9701814 A SE 9701814A SE 512748 C2 SE512748 C2 SE 512748C2
Authority
SE
Sweden
Prior art keywords
card
transaction message
transaction
message
sender
Prior art date
Application number
SE9701814A
Other languages
English (en)
Swedish (sv)
Other versions
SE9701814D0 (sv
SE9701814L (sv
Inventor
Hans Sjoeblom
Original Assignee
Access Security Sweden Ab
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=20406952&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=SE512748(C2) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Access Security Sweden Ab filed Critical Access Security Sweden Ab
Priority to SE9701814A priority Critical patent/SE512748C2/sv
Publication of SE9701814D0 publication Critical patent/SE9701814D0/xx
Priority to CA002288727A priority patent/CA2288727C/en
Priority to HU0001872A priority patent/HU224268B1/hu
Priority to PCT/SE1998/000897 priority patent/WO1998052151A1/en
Priority to CN98805151.6A priority patent/CN1218261C/zh
Priority to JP54915498A priority patent/JP2001525093A/ja
Priority to AT98923270T priority patent/ATE300770T1/de
Priority to EP98923270A priority patent/EP0981804B1/de
Priority to AU75602/98A priority patent/AU741873C/en
Priority to NZ501074A priority patent/NZ501074A/en
Priority to RU99127302/09A priority patent/RU99127302A/ru
Priority to US09/423,511 priority patent/US7254561B1/en
Priority to DE69830993T priority patent/DE69830993T2/de
Priority to PL98336938A priority patent/PL336938A1/xx
Priority to HK00105461.9A priority patent/HK1026286B/en
Priority to IL13268998A priority patent/IL132689A0/xx
Publication of SE9701814L publication Critical patent/SE9701814L/xx
Priority to NO995529A priority patent/NO337079B1/no
Publication of SE512748C2 publication Critical patent/SE512748C2/sv

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3226—Use of secure elements separate from M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/346—Cards serving only as information carrier of service
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G07F7/0813—Specific details related to card security
    • G07F7/082—Features insuring the integrity of the data on or in the card
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Glass Compositions (AREA)
  • Organic Low-Molecular-Weight Compounds And Preparation Thereof (AREA)
  • Mechanical Treatment Of Semiconductor (AREA)
  • Credit Cards Or The Like (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Information Transfer Between Computers (AREA)
SE9701814A 1997-05-15 1997-05-15 Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion SE512748C2 (sv)

Priority Applications (17)

Application Number Priority Date Filing Date Title
SE9701814A SE512748C2 (sv) 1997-05-15 1997-05-15 Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion
HK00105461.9A HK1026286B (en) 1997-05-15 1998-05-14 Electronic transaction and smart card for a electronic transaction
IL13268998A IL132689A0 (en) 1997-05-15 1998-05-14 Method and device for electronic transaction
EP98923270A EP0981804B1 (de) 1997-05-15 1998-05-14 Elektronische transaktion und chipkarte für eine elektronische transaktion
RU99127302/09A RU99127302A (ru) 1997-05-15 1998-05-14 Электронная сделка
PCT/SE1998/000897 WO1998052151A1 (en) 1997-05-15 1998-05-14 Electronic transaction
CN98805151.6A CN1218261C (zh) 1997-05-15 1998-05-14 智能卡及利用该卡处理交易报文的方法和相应的通信装置
JP54915498A JP2001525093A (ja) 1997-05-15 1998-05-14 電子取引
AT98923270T ATE300770T1 (de) 1997-05-15 1998-05-14 Elektronische transaktion und chipkarte für eine elektronische transaktion
CA002288727A CA2288727C (en) 1997-05-15 1998-05-14 Electronic transaction
AU75602/98A AU741873C (en) 1997-05-15 1998-05-14 Electronic transaction
NZ501074A NZ501074A (en) 1997-05-15 1998-05-14 Electric transaction
HU0001872A HU224268B1 (hu) 1997-05-15 1998-05-14 Eljárás elektronikus tranzakciók végrehajtására, továbbá chipkártya, valamint chipkártyát és felhasználó által vezérelt kommunikációs egységet tartalmazó rendszer
US09/423,511 US7254561B1 (en) 1997-05-15 1998-05-14 Method and device for performing electronic transactions
DE69830993T DE69830993T2 (de) 1997-05-15 1998-05-14 Elektronische transaktion und chipkarte für eine elektronische transaktion
PL98336938A PL336938A1 (en) 1997-05-15 1998-05-14 Electronic transaction
NO995529A NO337079B1 (no) 1997-05-15 1999-11-12 Elektronisk transaksjon

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SE9701814A SE512748C2 (sv) 1997-05-15 1997-05-15 Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion

Publications (3)

Publication Number Publication Date
SE9701814D0 SE9701814D0 (sv) 1997-05-15
SE9701814L SE9701814L (sv) 1998-11-16
SE512748C2 true SE512748C2 (sv) 2000-05-08

Family

ID=20406952

Family Applications (1)

Application Number Title Priority Date Filing Date
SE9701814A SE512748C2 (sv) 1997-05-15 1997-05-15 Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion

Country Status (16)

Country Link
US (1) US7254561B1 (de)
EP (1) EP0981804B1 (de)
JP (1) JP2001525093A (de)
CN (1) CN1218261C (de)
AT (1) ATE300770T1 (de)
AU (1) AU741873C (de)
CA (1) CA2288727C (de)
DE (1) DE69830993T2 (de)
HU (1) HU224268B1 (de)
IL (1) IL132689A0 (de)
NO (1) NO337079B1 (de)
NZ (1) NZ501074A (de)
PL (1) PL336938A1 (de)
RU (1) RU99127302A (de)
SE (1) SE512748C2 (de)
WO (1) WO1998052151A1 (de)

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NZ501074A (en) 2002-02-01
NO995529D0 (no) 1999-11-12
DE69830993T2 (de) 2006-04-13
IL132689A0 (en) 2001-03-19
HUP0001872A2 (hu) 2000-09-28
CN1256775A (zh) 2000-06-14
RU99127302A (ru) 2001-09-27
ATE300770T1 (de) 2005-08-15
NO995529L (no) 2000-01-10
WO1998052151A1 (en) 1998-11-19
CN1218261C (zh) 2005-09-07
HU224268B1 (hu) 2005-07-28
PL336938A1 (en) 2000-07-17
HUP0001872A3 (en) 2002-02-28
EP0981804B1 (de) 2005-07-27
SE9701814D0 (sv) 1997-05-15
AU741873C (en) 2004-07-08
JP2001525093A (ja) 2001-12-04
CA2288727A1 (en) 1998-11-19
HK1026286A1 (en) 2000-12-08
AU741873B2 (en) 2001-12-13
US7254561B1 (en) 2007-08-07
NO337079B1 (no) 2016-01-18
CA2288727C (en) 2006-07-11
DE69830993D1 (de) 2005-09-01
AU7560298A (en) 1998-12-08
EP0981804A1 (de) 2000-03-01
SE9701814L (sv) 1998-11-16

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