WO2017124536A1 - Procédé d'obtention de preuves destinées à une assurance de véhicule et système d'obtention de preuves - Google Patents

Procédé d'obtention de preuves destinées à une assurance de véhicule et système d'obtention de preuves Download PDF

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Publication number
WO2017124536A1
WO2017124536A1 PCT/CN2016/071895 CN2016071895W WO2017124536A1 WO 2017124536 A1 WO2017124536 A1 WO 2017124536A1 CN 2016071895 W CN2016071895 W CN 2016071895W WO 2017124536 A1 WO2017124536 A1 WO 2017124536A1
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WO
WIPO (PCT)
Prior art keywords
information
traffic accident
record
scene
fingerprint
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/CN2016/071895
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English (en)
Chinese (zh)
Inventor
李强生
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to PCT/CN2016/071895 priority Critical patent/WO2017124536A1/fr
Publication of WO2017124536A1 publication Critical patent/WO2017124536A1/fr
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance

Definitions

  • the invention belongs to the field of internet, and in particular relates to a vehicle insurance forensics method and a forensic system.
  • the car When the car is in danger, it may be in a relatively remote place. At this time, the insurance company staff or the loss manager cannot arrive at the scene for the first time. At this special time, the owner can take photos of himself after contacting the insurance company for approval. However, the photos taken cannot be determined in time to determine whether the insurance company’s claims are met.
  • the insurance company staff or the loss-receiving staff may not be able to rush to the scene to collect evidence in a timely manner, it is necessary to provide a timely and effective method to obtain in time and to confirm the on-site exhibits with the insurance company. information.
  • the embodiment of the invention provides a vehicle insurance forensic method, and the purpose is to provide a timely and effective method for the current situation of a traffic accident, in which an insurance company staff or a loss-receiving person may not be able to rush to the scene for timely collection. Get timely and confirm the on-site exhibit information with the insurance company.
  • a car insurance forensic method comprising the following steps:
  • the embodiment of the invention further provides a forensic system, comprising:
  • a GPS positioning unit for reading location information of a traffic accident scene
  • a fingerprint reading unit for reading fingerprint information of a person involved in a traffic accident
  • a recording unit having an input end and the GPS
  • the output end of the positioning unit and the output end of the fingerprint reading unit are connected to record the photo information of the traffic accident scene forensic, record the location information of the traffic accident scene, record the fingerprint information of the person involved in the traffic accident, and record the cause of the traffic accident;
  • the information sending unit has an input end connected to the output end of the recording unit, and is configured to send the photo information of the traffic accident scene forensic information, the location information of the traffic accident scene, the fingerprint information of the person involved in the traffic accident, the cause of the accident, etc. to the notary office of the insurance company. Confirmation information;
  • An information receiving unit wherein the input end is connected to the output end of the information receiving unit, and is configured to receive confirmation information returned by the insurance company notary office system;
  • the playing unit has an input end connected to the information receiving unit for playing confirmation information to the user.
  • the on-site user and the insurance company quickly confirm the traffic accident forensics information in the event of a traffic accident, so that the evidence of the traffic accident scene can be saved quickly, completely and legally.
  • FIG. 1 is a schematic flow chart of a vehicle insurance forensics method according to an embodiment of the present invention
  • FIG. 2 is a schematic structural diagram of a forensic system provided by an embodiment of the present invention.
  • figure 1 It is a schematic flowchart of a car insurance forensics method provided by the embodiment of the invention. For the convenience of description, only parts related to the embodiment of the present invention are shown.
  • step S101 Record the photo information of the traffic accident scene at the scene, record the location information of the traffic accident scene, record the fingerprint information of the traffic accident related personnel, and record the cause of the traffic accident.
  • the person in charge of the accident confirmed the photo of the on-site forensic evidence (the photo of the evidence contains the information about the vehicle related to the traffic accident, the license plate information, the information of the driver's license).
  • the fingerprints of both parties are collected.
  • the user is prompted to confirm the on-site forensics.
  • the authenticity of the photo and the authenticity of the cause of the accident the successful fingerprint collection indicates that the relevant personnel of the accident have confirmed the authenticity of the above evidence. Location information is automatically given without user intervention and cannot be modified.
  • the insurance company's notary office system sends the photo information of the traffic accident scene forensic information, the location information of the traffic accident scene, the fingerprint information of the person involved in the traffic accident, and the cause of the accident.
  • step S103 the confirmation information returned by the insurance company notary office system is received.
  • step S104 the confirmation message is played to the user.
  • the on-site user and the insurance company quickly confirm the traffic accident forensics information in the event of a traffic accident, so that the evidence of the traffic accident scene can be saved quickly, completely and legally.
  • FIG. 2 is a schematic diagram of a forensic system structure provided by an embodiment of the present invention, and the forensic system:
  • the GPS positioning unit 21 is configured to read the location information of the traffic accident scene
  • the fingerprint reading unit 22 is configured to read fingerprint information of a person involved in a traffic accident
  • a recording unit 23 having an input end and an output end of the GPS positioning unit 21 and the fingerprint reading unit 22
  • the output connection is used to record the photo information of the traffic accident scene forensic, record the location information of the traffic accident scene, record the fingerprint information of the traffic accident related personnel, and record the cause of the traffic accident;
  • the output terminal is connected to send the confirmation information of the traffic accident scene forensic photograph, the location information of the traffic accident scene, the fingerprint information of the traffic accident related person, the cause of the accident, and the like to the insurance company notary office system;
  • Information receiving unit 25 its input end and the information receiving unit 24
  • the output terminal is connected to receive confirmation information returned by the insurance company notary office system
  • the playing unit 26 has an input terminal connected to the information receiving unit 25 for playing confirmation information to the user.
  • GPS positioning unit 21 reads the location information of the traffic accident scene
  • the fingerprint reading unit 22 Reading the fingerprint information of the person involved in the traffic accident
  • the recording unit 23 Record the photo information of the scene of the traffic accident, record the location information of the traffic accident scene, record the fingerprint information of the person involved in the traffic accident, record the cause of the traffic accident, and send the information unit 24 Sending the photo information of the traffic accident scene forensic information, the location information of the traffic accident scene, the fingerprint information of the person involved in the traffic accident, the cause of the accident, and the like to the notary office of the insurance company
  • the information receiving unit 25 Receiving the confirmation information returned by the insurance company notary office system
  • the playback unit 26 plays the confirmation message to the user.
  • the on-site user and the insurance company quickly confirm the traffic accident forensics information in the event of a traffic accident, so that the evidence of the traffic accident scene can be saved quickly, completely and legally.

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

La présente invention concerne un procédé d'obtention de preuves destinées à une assurance de véhicule et un système d'obtention de preuves qui relèvent du domaine de l'Internet. Le procédé comprend les étapes consistant à : enregistrer des informations de photographies d'obtention de preuves relatives à une scène d'un accident de la circulation, des informations sur la position de la scène de l'accident de la circulation, des informations sur les empreintes digitales des personnes impliquées dans un accident de la circulation, ainsi que les causes de l'accident de la circulation (S101); envoyer à un système de département notarial d'une compagnie d'assurance les informations des photographies d'obtention des preuves relatives à la scène de l'accident de la circulation, les informations sur la position de la scène de l'accident de la circulation, les informations sur les empreintes digitales des personnes impliquées dans l'accident de la circulation, les causes de l'accident et d'autres informations de confirmation (S102); recevoir des informations de confirmation renvoyées par le système de département notarial de la compagnie d'assurance (S103); puis communiquer les informations de confirmation à un utilisateur (S104). Lors d'un accident de la circulation, un utilisateur sur place confirme rapidement les informations d'obtention de preuves à une compagnie d'assurance, de sorte que les informations sur les preuves relatives à la scène de l'accident de la circulation peuvent être stockées rapidement, complètement et légalement.
PCT/CN2016/071895 2016-01-24 2016-01-24 Procédé d'obtention de preuves destinées à une assurance de véhicule et système d'obtention de preuves Ceased WO2017124536A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
PCT/CN2016/071895 WO2017124536A1 (fr) 2016-01-24 2016-01-24 Procédé d'obtention de preuves destinées à une assurance de véhicule et système d'obtention de preuves

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2016/071895 WO2017124536A1 (fr) 2016-01-24 2016-01-24 Procédé d'obtention de preuves destinées à une assurance de véhicule et système d'obtention de preuves

Publications (1)

Publication Number Publication Date
WO2017124536A1 true WO2017124536A1 (fr) 2017-07-27

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Application Number Title Priority Date Filing Date
PCT/CN2016/071895 Ceased WO2017124536A1 (fr) 2016-01-24 2016-01-24 Procédé d'obtention de preuves destinées à une assurance de véhicule et système d'obtention de preuves

Country Status (1)

Country Link
WO (1) WO2017124536A1 (fr)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108803970A (zh) * 2018-05-08 2018-11-13 平安科技（深圳）有限公司 场景匹配展示方法及终端设备
CN108985607A (zh) * 2018-07-05 2018-12-11 北京精友世纪软件技术有限公司 一种基于客户自助理赔需求的查勘系统

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103093614A (zh) * 2013-01-05 2013-05-08 中兴通讯股份有限公司 基于移动终端处理交通事故的方法及装置
CN104715417A (zh) * 2013-12-12 2015-06-17 耿明生 一种远程处理车辆保险业务的系统及其方法
CN105005932A (zh) * 2015-08-20 2015-10-28 南京安通杰科技实业有限公司 一种交通事故定责理赔方法
CN105227654A (zh) * 2015-09-25 2016-01-06 宇龙计算机通信科技(深圳)有限公司 一种基于移动通讯终端的智能出险的方法、装置和系统

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103093614A (zh) * 2013-01-05 2013-05-08 中兴通讯股份有限公司 基于移动终端处理交通事故的方法及装置
CN104715417A (zh) * 2013-12-12 2015-06-17 耿明生 一种远程处理车辆保险业务的系统及其方法
CN105005932A (zh) * 2015-08-20 2015-10-28 南京安通杰科技实业有限公司 一种交通事故定责理赔方法
CN105227654A (zh) * 2015-09-25 2016-01-06 宇龙计算机通信科技(深圳)有限公司 一种基于移动通讯终端的智能出险的方法、装置和系统

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108803970A (zh) * 2018-05-08 2018-11-13 平安科技（深圳）有限公司 场景匹配展示方法及终端设备
CN108803970B (zh) * 2018-05-08 2021-06-04 平安科技（深圳）有限公司 场景匹配展示方法及终端设备
CN108985607A (zh) * 2018-07-05 2018-12-11 北京精友世纪软件技术有限公司 一种基于客户自助理赔需求的查勘系统
CN108985607B (zh) * 2018-07-05 2022-05-27 北京精友世纪软件技术有限公司 一种基于客户自助理赔需求的查勘系统

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