BRPI0414135A - sistema e método para, de forma segura, autorizar e distribuir dados armazenados no cartão de valor - Google Patents

sistema e método para, de forma segura, autorizar e distribuir dados armazenados no cartão de valor

Info

Publication number
BRPI0414135A
BRPI0414135A BRPI0414135-0A BRPI0414135A BRPI0414135A BR PI0414135 A BRPI0414135 A BR PI0414135A BR PI0414135 A BRPI0414135 A BR PI0414135A BR PI0414135 A BRPI0414135 A BR PI0414135A
Authority
BR
Brazil
Prior art keywords
value card
trusted
request
stored value
communications network
Prior art date
Application number
BRPI0414135-0A
Other languages
English (en)
Inventor
Philip Craig Graves
Merrill Brooks Smith
Original Assignee
E2Interactive Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by E2Interactive Inc filed Critical E2Interactive Inc
Publication of BRPI0414135A publication Critical patent/BRPI0414135A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use
    • G06Q20/3552—Downloading or loading of personalisation data
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use
    • G06Q20/3558—Preliminary personalisation for transfer to user
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Storage Device Security (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Information Retrieval, Db Structures And Fs Structures Therefor (AREA)

Abstract

"SISTEMA E MéTODO PARA, DE FORMA SEGURA, AUTORIZAR E DISTRIBUIR DADOS ARMAZENADOS NO CARTãO DE VALOR". Um sistema e um método computadorizados para de forma segura autorizar e distribuir dados do cartão do valor armazenado sobre uma rede de comunicações são fornecidos. o método permite armazenando na base de dados um plurality dos registros que compreendem dados do cartão do valor armazenado para cada cartão do valor armazenado assim como a informação que identifica um plurality de fontes confiadas de pedidos da ativação do cartão do valor armazenado e/ou um plurality de redes de comunicações confiadas para a ativação transmissora do cartão do valor armazenado pede. Uma etapa transmissora permite para que um terminal de pedido transmita sobre uma rede de comunicações um pedido mudar o status de um cartão do valor armazenado. o unidade central de processador determina então se o terminal de pedido e/ou a rede de comunicações são uma fonte confiada. Baseado sobre se a rede de pedido do terminal ou de comunicações é uma fonte confiada ou confiou na rede de comunicações, o pedido pode ser processado e o cartão pode ser ativado. Um método para estabelecer uma lista de fontes confiadas e de redes de comunicações confiadas é fornecido também
BRPI0414135-0A 2003-09-05 2004-09-03 sistema e método para, de forma segura, autorizar e distribuir dados armazenados no cartão de valor BRPI0414135A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US10/655,828 US8706630B2 (en) 1999-08-19 2003-09-05 System and method for securely authorizing and distributing stored-value card data
PCT/US2004/028932 WO2005024591A2 (en) 2003-09-05 2004-09-03 System and method for securely authorizing and distributing stored-value card data

Publications (1)

Publication Number Publication Date
BRPI0414135A true BRPI0414135A (pt) 2006-10-31

Family

ID=34226208

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0414135-0A BRPI0414135A (pt) 2003-09-05 2004-09-03 sistema e método para, de forma segura, autorizar e distribuir dados armazenados no cartão de valor

Country Status (9)

Country Link
US (3) US8706630B2 (pt)
EP (2) EP1522972A2 (pt)
JP (2) JP5021306B2 (pt)
CN (1) CN1998019B (pt)
BR (1) BRPI0414135A (pt)
CA (2) CA2480353A1 (pt)
IL (1) IL174065A (pt)
MX (1) MXPA06002448A (pt)
WO (1) WO2005024591A2 (pt)

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US20110068168A1 (en) 2011-03-24
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MXPA06002448A (es) 2006-06-20
US20140166748A1 (en) 2014-06-19
US8751401B1 (en) 2014-06-10
JP2007509381A (ja) 2007-04-12
JP2010182320A (ja) 2010-08-19
EP1690151A4 (en) 2008-11-19
EP1690151A2 (en) 2006-08-16
WO2005024591A2 (en) 2005-03-17
CN1998019B (zh) 2016-08-03
EP1522972A2 (en) 2005-04-13
WO2005024591A3 (en) 2006-10-12
JP5265602B2 (ja) 2013-08-14
US8706630B2 (en) 2014-04-22
IL174065A (en) 2011-08-31
CA2537445A1 (en) 2005-03-17
CN1998019A (zh) 2007-07-11
IL174065A0 (en) 2006-08-01

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