ES2107151T3 - Procedimiento de pago electronico, particularmente por medio de una tarjeta con chip. - Google Patents

Procedimiento de pago electronico, particularmente por medio de una tarjeta con chip.

Info

Publication number
ES2107151T3
ES2107151T3 ES94401940T ES94401940T ES2107151T3 ES 2107151 T3 ES2107151 T3 ES 2107151T3 ES 94401940 T ES94401940 T ES 94401940T ES 94401940 T ES94401940 T ES 94401940T ES 2107151 T3 ES2107151 T3 ES 2107151T3
Authority
ES
Spain
Prior art keywords
value
card
inscribed
chip card
payment
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
ES94401940T
Other languages
English (en)
Inventor
Jean-Jacques Foglino
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Gemplus SA
Original Assignee
Gemplus Card International SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Gemplus Card International SA filed Critical Gemplus Card International SA
Application granted granted Critical
Publication of ES2107151T3 publication Critical patent/ES2107151T3/es
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3433—Cards including a counter the counter having monetary units
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices

Landscapes

  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Credit Cards Or The Like (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Storage Device Security (AREA)
  • Pinball Game Machines (AREA)

Abstract

EL INVENTO SE REFIERE A LOS PROCEDIMIENTOS QUE PERMITEN MODIFICAR EL VALOR INSCRITO EN UNA TARJETA DE PAGO A LA VEZ QUE SE DISMINUYEN DE MANERA IRREVERSIBLE LAS UNIDADES DE PAGO CONTENIDAS EN ESA TARJETA. CONSISTE EN UTILIZAR UN CONTADOR (M) QUE SE INCREMENTA (O DISMINUYE) HASTA UN VALOR LIMITE CORRESPONDIENTE AL VALOR INSCRITO EN LA TARJETA. ESTE VALOR LIMITE NO ES FIJO PERO VIENE DETERMINADO POR UN PUNTERO (V) CUYO VALOR PUEDE VARIAR EN FUNCION DE UNA ACCION EXTERIOR. EL VALOR DE LA TARJETA SE AGOTA CUANDO EL CONTENIDO DEL CONTADOR ES IGUAL AL VALOR DEL PUNTERO. PERMITE FABRICAR UNA TARJETA DE CHIP DE PAGO UTILIZABLE PARA UNA MAQUINA DE JUEGO DONDE SE PUEDEN GANAR PUNTOS AUMENTANDO EL VALOR INSCRITO EN LA TARJETA.
ES94401940T 1993-09-02 1994-08-31 Procedimiento de pago electronico, particularmente por medio de una tarjeta con chip. Expired - Lifetime ES2107151T3 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR9310477A FR2709582B1 (fr) 1993-09-02 1993-09-02 Procédé de paiement électronique, notamment au moyen d'une carte à puce.

Publications (1)

Publication Number Publication Date
ES2107151T3 true ES2107151T3 (es) 1997-11-16

Family

ID=9450519

Family Applications (1)

Application Number Title Priority Date Filing Date
ES94401940T Expired - Lifetime ES2107151T3 (es) 1993-09-02 1994-08-31 Procedimiento de pago electronico, particularmente por medio de una tarjeta con chip.

Country Status (6)

Country Link
US (1) US5536923A (es)
EP (1) EP0643371B1 (es)
JP (1) JPH0785342A (es)
DE (1) DE69406079T2 (es)
ES (1) ES2107151T3 (es)
FR (1) FR2709582B1 (es)

Families Citing this family (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2733615B1 (fr) * 1995-04-26 1997-06-06 France Telecom Carte a memoire et procede de mise en oeuvre d'une telle carte
NL1001509C2 (nl) * 1995-10-26 1997-05-02 Nederland Ptt Werkwijze voor het annuleren van een transactie met een elektronisch betaalmiddel, alsmede betaalmiddel voor toepassing van de werkwijze.
IT1290285B1 (it) * 1997-02-07 1998-10-22 Alfi Srl Tessera a scalare o ad accumulo con mezzi per impedire una utile alterazione fraudolenta
FR2762424B1 (fr) * 1997-04-17 2003-01-10 Gemplus Card Int Carte a puce avec compteur, notamment compteur d'unite ou de gratifications, et procede de mise en oeuvre
FR2771829B1 (fr) * 1997-12-03 2000-02-18 Rue Cartes Et Systemes De Procede de gestion des ressources de memoire dans une carte a microcircuit
DE69829938T2 (de) * 1997-12-26 2006-02-23 Nippon Telegraph And Telephone Corp. Verfahren zum Einführen von elektronischem Geld für einen Emittent mit elektronischen Saldo-Zählern, entsprechende Vorrichtung und Speicherelement mit gespeichertem Programm zur Durchführung des Verfahrens
FR2783951B1 (fr) * 1998-09-29 2000-11-10 Schlumberger Ind Sa Procede d'utilisation d'une carte en mode prepaye
EP1041557B1 (en) * 1998-10-14 2008-02-27 Sony Corporation Data transmission apparatus, data transmission method, and data recording medium
US7222108B2 (en) * 1998-12-23 2007-05-22 Nippon Telegraph And Telephone Corporation Electronic cash implementing method and equipment using user signature and recording medium recorded thereon a program for the method
JP4770012B2 (ja) * 2000-10-06 2011-09-07 ソニー株式会社 メモリ装置
DE10101575C2 (de) * 2001-01-15 2003-06-05 Infineon Technologies Ag Zähler-Chip
US7822679B1 (en) 2001-10-29 2010-10-26 Visa U.S.A. Inc. Method and system for conducting a commercial transaction between a buyer and a seller
US7729984B1 (en) 2002-09-27 2010-06-01 Abas Enterprises Llc Effecting financial transactions
JP2005085162A (ja) * 2003-09-10 2005-03-31 Sega Corp ゲーム機用決済システム及び此れに使用される情報記憶媒体
DE102004004128A1 (de) * 2004-01-28 2005-08-18 Deutsche Telekom Ag Verfahren zum Entwerten von Chipkarten und Chipkarten hierzu
US8606697B2 (en) 2004-06-17 2013-12-10 Visa International Service Association Method and system for providing buyer bank payable discounting services
US7711639B2 (en) 2005-01-12 2010-05-04 Visa International Pre-funding system and method

Family Cites Families (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2591007B1 (fr) * 1985-12-02 1988-02-19 Remery Patrick Procede de paiement electronique a l'aide d'une carte a memoire
GB2191029B (en) * 1986-05-29 1990-12-12 Almex Systems Ltd Electronic pass
US4764666A (en) * 1987-09-18 1988-08-16 Gtech Corporation On-line wagering system with programmable game entry cards
US5178389A (en) * 1988-04-20 1993-01-12 John Bentley Hand-held electronic gambling game device
FR2639742B2 (fr) * 1988-05-30 1992-03-13 Dassault Electronique Systeme de transaction du type porte-monnaie electronique mixte
JPH0256094A (ja) * 1988-08-19 1990-02-26 Toshiba Corp 取引装置
US5179517A (en) * 1988-09-22 1993-01-12 Bally Manufacturing Corporation Game machine data transfer system utilizing portable data units
FR2641634B1 (fr) * 1989-01-11 1991-06-28 Gemplus Card Int Carte a memoire prepayee rechargeable
US5264689A (en) * 1989-01-11 1993-11-23 Gemplus Card International Rechargeable prepaid memory card with both unit and page counters
FR2650097B1 (fr) * 1989-07-19 1992-12-31 Pailles Jean Claude Carte a microcircuit cable et procede de transaction entre une carte a microcircuit cable correspondante et un terminal
FR2653248B1 (fr) * 1989-10-13 1991-12-20 Gemolus Card International Systeme de paiement ou de transfert d'information par carte a memoire electronique porte monnaie.
FR2672405B1 (fr) * 1991-02-05 1995-02-17 Schlumberger Ind Sa Systeme de gestion de moyens de paiement de prestations par support d'information amovible.
FR2678094B1 (fr) * 1991-06-20 1993-10-08 France Telecom Carte a memoire de comptage de donnees et appareil de lecture.
US5371345A (en) * 1992-09-17 1994-12-06 Bally Gaming International, Inc. Gaming machine change system

Also Published As

Publication number Publication date
EP0643371B1 (fr) 1997-10-08
US5536923A (en) 1996-07-16
EP0643371A1 (fr) 1995-03-15
JPH0785342A (ja) 1995-03-31
DE69406079D1 (de) 1997-11-13
FR2709582A1 (fr) 1995-03-10
FR2709582B1 (fr) 1995-09-29
DE69406079T2 (de) 1998-02-05

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