JPH059825B2 - - Google Patents

Description

[Detailed Description of the Invention] [Field of Industrial Application] The present invention relates to an automatic deposit/withdrawal system at the counters of financial institutions, etc., and in particular enables efficient use of cash through recycling and parallel processing of storage and withdrawal. The present invention relates to a cash handling device that can improve the processing efficiency of deposits and withdrawals.

In recent years, online banking systems that connect computer centers and terminals have become popular in financial institutions, etc.
Alternatively, counter-recording machines are widely used,
Furthermore, separate automatic deposit and withdrawal systems for depositing and withdrawing cash at counters have been attempted.

This system, for example, transports cash received from a customer behind a counter and automatically stores it in a cash storage safe, and also automatically withdraws cash in an amount requested by the customer from the cash storage safe.

In such a system, it is desired that the stored cash can be effectively used for withdrawals, and that deposits and withdrawals can be processed quickly and efficiently even if transactions conflict.

[Conventional technology]

An example of an automatic deposit/withdrawal system will be described below with reference to FIG. This automatic cash dispensing system is constructed by connecting a teller counter 1 and a cash teller machine 2 with a conveyance means 3. The teller counter 1 is provided with a cash handling port 1a and a teller terminal 5.
The cash teller machine 2 includes a cash storage machine 2a and a cash dispenser 2b.
It is made up of.

The conveyance means 3 includes a rail 3a that connects the cash teller machine 2 and the teller counter 1, a carrier 4 that moves on the rail 3a, and a stator 3b that drives the carrier 4.
It consists of a linear motor car with 3e to 3e.

These are controlled by a system controller 6, and the transport means 3 is further controlled by a transport controller 7.

Therefore, in the deposit operation, the teller first inserts the cash received from the customer from the teller into the cash handling slot 1a, loads it directly into the carrier 4, and transfers it to the teller terminal 5.
By inputting the deposit amount, etc., the system control device 6 drives the carrier 4 of the teller counter 1 along the rail 3a to the cash teller machine 2 via the conveyance control unit device 7, and the system controller 6 drives the carrier 4 of the teller counter 1 along the rail 3a to the cash teller machine 2. Cash is stored in the safe of the cash storage machine 2a.

In addition, in the withdrawal operation, when the teller at the counter inputs a withdrawal command and withdrawal amount from the teller terminal 5 to the system control device 6, the carrier 4 of the teller counter 1 is driven along the rail 3a to the cash teller machine 2.
Cash equivalent to the amount to be withdrawn from the safe of the cash dispenser 2b is loaded onto the carrier 4, and the carrier 4 transports the cash along the rail 3a to the teller counter 1, and the teller receives the cash from the cash handling port 1a. Take it out.

With this type of automatic deposit and withdrawal system, cash can be transferred between the safe and the counter without human intervention.
It can save labor in counter operations, centralize cash management, and has excellent crime prevention properties, making it extremely effective for use in cash handling operations.

However, according to this method, the cash storage machine 2a and the cash dispensing machine 2b are not controlled simultaneously, and therefore the next transaction cannot be performed until the previous transaction is completed. Furthermore, since the cash storage machine 2a and the cash dispensing machine 2b are controlled separately, cash cannot be used effectively.

[Problem that the invention seeks to solve]

According to the above conventional method, when the teller counter 1 issues a deposit or withdrawal command and the carrier 4 has not yet returned to the counter, a withdrawal command for the next transaction cannot be issued. Alternatively, even if the next deposit or withdrawal command is input, the next carrier cannot be run on the rail 3a. The same applies when a transaction is made in a case where a plurality of counters 1 are provided.

Therefore, it is necessary to wait until the carrier 4 from the previous deposit or withdrawal command returns to the counter, which delays the withdrawal operation for the next transaction, resulting in a problem that the efficiency of the system is poor.

Since the cash dispensing machine 2a and the cash storage machine 2b are controlled separately and the deposited cash is not recycled, there is a problem that the effective use of cash is not planned.

[Means for solving problems]

The present invention includes a storage station where a conveyance body loaded with cash arrives, a delivery station where a conveyance body without cash arrives, and a storage station where the cash loaded on the conveyance body that arrives at the storage station is input into an input slot. An input means, a first discrimination means for discriminating the cash inputted by the input means, the cash discriminated by the first discrimination means is received from a storage opening, and the cash dispensing opening is located at a position different from the storage opening. an accommodation means, a second discrimination means for discriminating the cash dispensed from the dispensing opening of the accommodation means, and a loading means for loading the cash discriminated by the second discrimination means onto a carrier that has arrived at the delivery station. This cash handling device is equipped with the following, and thereby the above-mentioned problems can be solved.

[Effect]

According to the present invention, the cash dispensing machine and the cash storing machine are separately controlled, and according to the present invention, the cash dispensing machine and the cash storing machine are separately controlled, and the cash dispensing machine and the cash receiving machine are separately controlled, and the cash dispensing machine and the cash receiving machine are separately controlled. Instead of the conventional method in which cash is managed separately, cash loaded on a conveyor that has arrived at a storage station is inserted into the slot by an input means, and is classified by a first discrimination means and then transferred to the storage slot. from there to the storage means.

Further, by discriminating the cash fed out from the dispensing port of the storage means and loading it onto the conveyor that has arrived at the delivery station, the cash to be accommodated is discriminated by the first discrimination means and transferred to the storage means. Since the operation of accommodating the cash and the operation of discriminating the cash dispensed from the dispensing opening of the accommodating means by the second discriminating means and sending it out can be performed simultaneously in parallel.
It is possible to use a recycling system that directs the stored cash to sending out cash, which allows for effective use of cash, and allows transactions to be processed quickly by performing deposits and withdrawals at the same time, improving services and automatically The efficiency of the deposit and withdrawal system can be increased.

[Embodiment] An embodiment of the present invention will be described below regarding an automatic deposit/withdrawal system with reference to FIGS. 1, 3, and 4. 1 is a system configuration diagram showing an embodiment of the present invention, FIG. 3 is an internal side view of the cash handling device of FIG. 1, and FIG. 4 is a block diagram of FIG. 3. The same reference numerals indicate the same objects throughout the figures.

In FIG. 1, a system control device 16 is a control device that controls the deposit and withdrawal system, and controls the cash handling device 12 and the conveyance control device 17.
The transfer control device 17 instructs the cash handling device 12 to load banknotes stored in a safe (not shown) onto the carriers 4a, 4b, etc.
It has a function to activate at a predetermined timing. The predetermined timing means carriers 4a, 4b,
. . , etc., and return to the rail 3a as described later.

The conveyance control device 17 includes a carrier 4a on a rail 3a between the teller counter 1 and the teller station 8;
4b, . . . etc. are controlled.

The teller station 8 is a station at the end of the rail 3a, and is provided with a storage station 8a, a delivery station 8b, and a cash handling device 12.

As shown in FIG. 3, carriers 4a and 4b are located at the bottom of both ends of the cash handling device 12. These carriers 4a, 4b are connected to the stator 3 on the rail 3a.
c and 3d, it has been raised by an elevating mechanism (not shown) and is held by the elevating mechanism. Carriers 4a and 4b are placed on the cash handling device 12 side at this position.
Sensors S1 and S2 are provided to detect the presence of such sensors.

The cash handling device 12 also includes a robot arm 9 that takes out banknotes from a carrier 4a and the like and puts them into the slot 10, a slot 10 having a feeding section, a storage discrimination section 11 that discriminates the fed bills, and storage pool sections 13a to 13e. Storage boxes 14a-1 each having
4c, unfit note box 14d, deposit redirect box 1
4e, furthermore, sending discrimination section 15, withdrawal reject 1
8, and a sending pool section 19. A carrier 4b is located below the delivery pool 19. Further, the banknote storage, payout, and running section is provided with a payout roller, a feed roller, and gates G1 to G5.

Further, in FIG. 5, 20 is a main control section, 21 is a sensor amplifier, 22 is a robot control section, 23, 2
4 is a discrimination control section, which includes a storage discrimination section 11 and a sending discrimination section 1.
This is to control the operation of discriminating the denomination of banknotes, etc. in step 5. 25 is a motor driver, 26 is a magnet driver, M1 to M3 are motors, M1 is a motor that drives the robot arm 9, M2 is a motor that drives banknotes to storage boxes 14a to 14c, unfitted note box 14d, and deposit reject box 14e. A motor for driving a feeding roller for feeding and traveling a route to be accommodated, and a feeding roller; M3 is a storage box 14a to 14;
This is a motor that drives a feeding roller and a feeding roller for feeding and traveling routes for dispensing banknotes from c. CM1 to CM4 are clutch magnets, and GM1 to GM5 are gate magnets.

Since it has such a configuration and function, an automatic deposit/withdrawal method using the cash handling device 12 according to the present invention will be explained. First, in a deposit operation, a teller receives cash from a customer at a counter and transfers it to the cash handling slot 1a.
The system controller 16 directly loads the carrier 4a onto the carrier 4a, and inputs the deposit amount etc. from the teller terminal 5.
The carrier 4a of the teller counter 1 is transported along the rail 3a to the storage station 8a.
The carrier 4a is raised by the lifting mechanism to the position of the cash handling device 12 shown in FIG.

Then, the sensor S1 detects the carrier 4a, and the detection signal is amplified and sent to the main control unit 20. The robot arm 9 is driven by the command from the main control unit 20, and the robot arm 9 is mounted on the carrier 4a by the robot hand 9a. The user grasps and takes out the banknotes, and inserts them into the slot 10. When a banknote is taken out, a signal is sent to the system control device 16, and the transfer control device 17
The carrier 4a moves to the storage station 8a.
, and is transported to the counter.

When a banknote is inserted into the input slot 10, the motor M2
The inserted banknotes are fed out by driving the clutch C1, and are discriminated by the storage discrimination section 11.
Gates G1 to G4 are operated depending on the denomination, etc., and the money is pooled into storage pools 13a to 13e.
The main control unit 20 counts the amount based on the discrimination signal from the storage discrimination unit 11 and transmits it to the system control device 16.

When all banknotes are pooled, storage pool section 1
The bottoms of 3a to 13e open on both sides, and storage box 1
4a to 14c, a loss box 14d, and a storage redirect box 14e. Here, banknotes that can be identified but are not eligible for withdrawal are stored in a loss box 14d, and banknotes that cannot be identified are stored in a storage reject box 14e.

Next, in the withdrawal operation, when the counter teller inputs the withdrawal command and withdrawal amount from the teller terminal 5 into the system control device 16, the teller counter 1's carrier 4
b is driven along the rail 3a to the delivery station 8b, and the carrier 4b is raised by the drive of the lifting mechanism to the position shown in FIG.

Then, the sensor S2 detects the carrier 4b, and the detection signal is amplified and sent to the main control section 20, which drives the motor M3 and the clutches C2 to C4 to feed out the banknotes from the storage boxes 14a to 14c. , and are counted and sent to the sending pool section 19 . Bad banknotes are stored in a withdrawal reject box 18. When the amount of money ordered to be withdrawn is pooled, the bottom of the sending pool section 19 is opened in both directions, and the banknotes are loaded all at once onto the carrier 4b.

When loading is complete, a signal is sent to the system controller 16.
The carrier 4b returns to the delivery station 8b by commanding the transport control device 17, and the carrier 4b returns to the delivery station 8b.
The banknotes are conveyed along line a to the teller counter 1, and the teller takes out the banknotes from the cash handling slot 1a.

These banknotes are stored and sent out in storage boxes 14a to 14c.
The banknotes are stored from the top and fed out from the bottom, and each route has a discrimination function, so storage and delivery can be performed in parallel.

In this way, the carriers 4a, 4b, etc. are placed in the storage station 8a and the delivery station 8.
By storing and discharging banknotes by retracting them from b, the traveling of the carrier is not obstructed, and the conveyance efficiency of the conveyance means 3 can be increased, and the cash handling device 12 can perform the processing of storing and dispensing. can be executed in parallel, the deposit/withdrawal transaction processing can be carried out quickly, improving the efficiency of the automatic deposit/withdrawal system and also improving the service. In addition, the stored cash is allocated to withdrawals, allowing for effective use of cash.
Operating funds can be reduced.

Although the above example describes the case of handling banknotes, the present invention can be similarly applied to the case of handling coins by providing a mechanism adapted to coin insertion, discrimination, storage, delivery, etc.

〔Effect of the invention〕

As explained above, according to the present invention, banknotes stored in deposits can be allocated to withdrawals, cash can be used effectively, and operating funds can be reduced.

Since banknote storage and sending can be executed in parallel and processing can be carried out quickly, the efficiency of the automatic deposit/withdrawal system can be improved and the service can also be improved.

There is an effect.

[Brief explanation of the drawing]

Fig. 1 is a block diagram showing an automatic deposit/withdrawal system showing an embodiment of the present invention, Fig. 2 is a block diagram of an automatic deposit/withdrawal system illustrating a conventional method, and Fig. 3 shows the cash handling device of Fig. 1. The internal side view shown in FIG. 4 is a control block diagram of FIG. 3. In the figure, 1 is a counter, 3 is a transport means, 3a is a rail, 4, 4a, 4b, ... are carriers, 6, 16 are system controllers, 7, 17 are transport controllers, 8a is a storage station, and 8b is a carrier. A sending station, 9 a robot arm, 10 an input port, 11 a storage discrimination section, 12 a cash handling device,
14a to 14c are storage boxes, 15 is a sending discrimination section, 1
9 is a sending pool section, 20 is a main control section, 22 is a robot control section, 23 and 24 are discrimination control sections, S1, S
2 indicates a sensor.

Claims (1)

[Scope of Claims] 1. A storage station where a carrier loaded with cash arrives, a delivery station where a carrier without cash arrives, and the cash loaded on the carrier that arrived at the storage station is inserted. an input means for inputting the cash into the input slot; a first discrimination unit for discriminating the cash input by the input unit; and a first discrimination unit for discriminating the cash input by the first discrimination unit; accommodating means having dispensing openings at different positions; a second discriminating means for discriminating cash dispensed from the dispensing opening of the accommodating means; and distributing the cash discriminated by the second discriminating means to the dispensing station. A cash handling device characterized by comprising: a loading means for loading onto a conveyance body that has arrived.