ES2296105T3 - Procedimiento y dispositivo de recarga de una tarjeta inteligente sin contactos. - Google Patents

Procedimiento y dispositivo de recarga de una tarjeta inteligente sin contactos. Download PDF

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Publication number
ES2296105T3
ES2296105T3 ES05290932T ES05290932T ES2296105T3 ES 2296105 T3 ES2296105 T3 ES 2296105T3 ES 05290932 T ES05290932 T ES 05290932T ES 05290932 T ES05290932 T ES 05290932T ES 2296105 T3 ES2296105 T3 ES 2296105T3
Authority
ES
Spain
Prior art keywords
recharge
terminal
stage
server
smart card
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
ES05290932T
Other languages
English (en)
Spanish (es)
Inventor
Michael Bensimon
Philippe Caloud
Nicolas Prunel
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Societe Francaise du Radiotelephone SFR SA
Original Assignee
Societe Francaise du Radiotelephone SFR SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Societe Francaise du Radiotelephone SFR SA filed Critical Societe Francaise du Radiotelephone SFR SA
Application granted granted Critical
Publication of ES2296105T3 publication Critical patent/ES2296105T3/es
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3433—Cards including a counter the counter having monetary units
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3437—Cards including a counter the counter having non-monetary units, e.g. trips
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349—Rechargeable cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352—Contactless payments by cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H04M17/204—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M2017/24—Prepayment of wireline communication systems, wireless communication systems or telephone systems with on-line recharging of an account or card, e.g. cashless

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Preliminary Treatment Of Fibers (AREA)
  • Charge And Discharge Circuits For Batteries Or The Like (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Credit Cards Or The Like (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
ES05290932T 2004-05-05 2005-04-28 Procedimiento y dispositivo de recarga de una tarjeta inteligente sin contactos. Expired - Lifetime ES2296105T3 (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FR0404847 2004-05-05
FR0404847A FR2870067B1 (fr) 2004-05-05 2004-05-05 Procede de rechargement d'une carte d'abonnement grace a un equipement sans fil

Publications (1)

Publication Number Publication Date
ES2296105T3 true ES2296105T3 (es) 2008-04-16

Family

ID=34942219

Family Applications (1)

Application Number Title Priority Date Filing Date
ES05290932T Expired - Lifetime ES2296105T3 (es) 2004-05-05 2005-04-28 Procedimiento y dispositivo de recarga de una tarjeta inteligente sin contactos.

Country Status (11)

Country Link
US (1) US7543737B2 (de)
EP (1) EP1596342B1 (de)
JP (1) JP2005353048A (de)
KR (1) KR20060047726A (de)
CN (1) CN1811834B (de)
AT (1) ATE378658T1 (de)
DE (1) DE602005003261T2 (de)
DK (1) DK1596342T3 (de)
ES (1) ES2296105T3 (de)
FR (1) FR2870067B1 (de)
PT (1) PT1596342E (de)

Families Citing this family (25)

* Cited by examiner, † Cited by third party
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US8054971B2 (en) * 2001-04-27 2011-11-08 Comverse Ltd Free-hand mobile messaging-method and device
US8275312B2 (en) 2005-12-31 2012-09-25 Blaze Mobile, Inc. Induction triggered transactions using an external NFC device
DE602006004011D1 (de) 2006-05-16 2009-01-15 Em Microelectronic Marin Sa Verfahren und System zur Authentifizierung und zum sicheren Austausch von Daten zwischen einem personalisierten Chip und einem dedizierten Server
FR2914524A1 (fr) * 2007-03-29 2008-10-03 France Telecom Systeme de telecommunication pour applications deployees.
US7802720B2 (en) * 2008-01-04 2010-09-28 Intuit Inc. Method and system for performing a card-present transaction using image capture on a portable device
RU2010144623A (ru) * 2008-04-21 2012-05-27 Камалини МЭЛХОТРА (AU) Устройство, способ и система для осуществления платежей при денежных транзакциях
US20100083000A1 (en) * 2008-09-16 2010-04-01 Validity Sensors, Inc. Fingerprint Sensor Device and System with Verification Token and Methods of Using
CN101720074B (zh) * 2008-10-09 2013-06-05 华为技术有限公司 充值处理方法与系统、通信装置
US8799666B2 (en) * 2009-10-06 2014-08-05 Synaptics Incorporated Secure user authentication using biometric information
CN101819695B (zh) * 2009-12-15 2012-01-25 北京华大智宝电子系统有限公司 一种实现ic卡钱包交易与系统记账同步的方法
US8866347B2 (en) 2010-01-15 2014-10-21 Idex Asa Biometric image sensing
US8421890B2 (en) 2010-01-15 2013-04-16 Picofield Technologies, Inc. Electronic imager using an impedance sensor grid array and method of making
US8791792B2 (en) 2010-01-15 2014-07-29 Idex Asa Electronic imager using an impedance sensor grid array mounted on or about a switch and method of making
CN102298758A (zh) * 2010-06-22 2011-12-28 安智金融与工业公司 协助检查交易记录的方法及其相关设备和计算机程序
US8850181B2 (en) * 2010-11-16 2014-09-30 Ncr Corporation Accessing a secure terminal
EP2523389A3 (de) * 2011-05-09 2014-07-30 Telefonaktiebolaget LM Ericsson (publ) Verfahren und Vorrichtung zur Genehmigung eines Transaktionsdienstes durch eine Richtilinie und Ladungssteuerungsarchitektur
GB201119375D0 (en) 2011-11-10 2011-12-21 Merburn Ltd Financial transaction processing system and method
JP5553821B2 (ja) 2011-12-28 2014-07-16 楽天株式会社 情報処理サーバ、情報処理方法、情報処理プログラム、情報処理プログラムが記録された記録媒体、携帯端末、携帯端末用プログラム、及び携帯端末用プログラムが記録された記録媒体
JP5492182B2 (ja) * 2011-12-28 2014-05-14 楽天株式会社 情報処理システム、情報処理方法、及び情報処理プログラム
EP2836960B1 (de) 2012-04-10 2018-09-26 Idex Asa Biometrische erfassung
US9589399B2 (en) 2012-07-02 2017-03-07 Synaptics Incorporated Credential quality assessment engine systems and methods
US8991688B1 (en) * 2013-01-18 2015-03-31 American Airlines, Inc. System and method for providing goods, services or information using scannable code
CN104318433A (zh) * 2014-10-21 2015-01-28 南京守护宝信息技术有限公司 一种市民卡的自动充值方法及系统
CN106327187B (zh) * 2015-06-30 2022-02-18 创新先进技术有限公司 信息处理方法及装置
FR3051940B1 (fr) * 2016-05-27 2018-05-25 Bayard Procede de recharge d'une carte d'acces a une borne de distribution de fluide et systeme afferent

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US5577109A (en) * 1994-06-06 1996-11-19 Call Processing, Inc. Pre-paid card system and method
AU7061098A (en) * 1997-04-15 1998-11-11 Non Can Jam Trading (Pty) Limited Method for electronically vending, distributing, and recharging of pre-p aid value, a vending machine and an electronic system for use therein
CN1280686A (zh) * 1997-12-02 2001-01-17 凯实技术公司 多事务网络体系结构
AU1222499A (en) * 1998-12-02 2000-06-19 Swisscom Ag Method and system for charging or recharging an account with a value corresponding to a sum of money
JP2000222498A (ja) * 1999-01-28 2000-08-11 Tamura Electric Works Ltd 携帯電話装置及び電子マネーリチャージシステム
US7093761B2 (en) * 2001-09-24 2006-08-22 E2Interactive, Inc. System and method for distributing stored-value cards
ES2295013T3 (es) * 2000-04-03 2008-04-16 Swisscom Mobile Ag Procedimiento y sistema para cargar o recargar tarjetas chip insertadas en aparatos de radiotelefonia movil con un importe dinerario.
US7280984B2 (en) * 2000-05-08 2007-10-09 Phelan Iii Frank Money card system, method and apparatus
JP4243411B2 (ja) * 2000-05-09 2009-03-25 日本電気株式会社 商品又は役務の取引における決済方法
EP1366616A2 (de) * 2001-03-07 2003-12-03 John Wolfgang Halpern Mobilsyfunksystem mit erhöhter funktionalität
JP2002342681A (ja) * 2001-05-18 2002-11-29 Nippon Telegr & Teleph Corp <Ntt> キャッシュレス自動販売機による販売システム、ネットワーク管理センタおよび情報流通センタ
CN2591684Y (zh) * 2002-12-17 2003-12-10 福建缔邦实业有限公司 卡片充值机
US7191939B2 (en) * 2004-03-12 2007-03-20 American Express Travel Related Services Company, Inc. Systems, methods, and devices for selling transaction instruments via web-based tool

Also Published As

Publication number Publication date
US7543737B2 (en) 2009-06-09
CN1811834B (zh) 2010-11-17
PT1596342E (pt) 2008-02-22
JP2005353048A (ja) 2005-12-22
FR2870067A1 (fr) 2005-11-11
DE602005003261T2 (de) 2008-09-11
DE602005003261D1 (de) 2007-12-27
DK1596342T3 (da) 2008-03-17
EP1596342A1 (de) 2005-11-16
FR2870067B1 (fr) 2006-06-16
CN1811834A (zh) 2006-08-02
US20050269399A1 (en) 2005-12-08
KR20060047726A (ko) 2006-05-18
EP1596342B1 (de) 2007-11-14
ATE378658T1 (de) 2007-11-15

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